Begini

Begini provides financial institutions a different way to assess creditworthiness and willingness to repay – by understanding personality & behaviour. They work with alternative data to provide insights which enable character-based lending. Alternative data can be incorporated into risk processes to making credit assessment fairer, more accessible and more predictive.

Begini looks at non-traditional data like smart-phone data and psychometric assessment and analyse it to provide insight around the consumer’s personality, behaviour, community, skills and experience. Information which is highly predictive of creditworthiness and willingness to repay.