Pecutus believes in hassle-less travel finance. Travel finance is a huge domain. We chose to start with travel spending. Spending during travel is full of frictions today – why can’t it be as easy as if we are spending at home? Our core technology is ReadySwap Intelligence – a Peer 2 Peer currency swapping engine that focuses on prediction and authentication. We are beginning with Ready, a leftover currency recycling service to turn what is once worthless foreign banknotes into valuable assets for travellers. This is a lucrative US$150 billion market in Hong Kong alone. We are a young startup in the Incu-Tech program of Hong Kong Science Park, founded by a team of Hong Kongers with experience in finance, data science, psychology, manufacturing, social innovation and branding. Most importantly, we are all passionate millennial travellers.