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Andy Ellis

Head of Ventures, NatWest

Andy leads NatWest’s proactive response to the tech disruption. He is responsible for building and scaling a portfolio of standalone digital businesses to generate new revenue streams across NatWest.  These ventures use technology to create and launch innovative business models into the market and so far include a digital bank for SMEs (Mettle), a direct lender (Esme Loans) and a merchant acquiring business (Tyl) plus a number of other banking and adjacent businesses. He is also on the Board of FreeAgent (cloud accounting software).

Prior to this role, Andy spent a number of years leading business strategy teams across banking, following an early career in technology and consulting with Accenture (formerly Andersen Consulting). As someone who believes in taking tangible action when it comes to improving diversity in banking, Andy launched the RBS Comeback programme for female returners in 2015 and recently launched a ground-breaking digital programme for young people from underrepresented area.

Both within and outside of work Andy enjoys learning through podcasts (a16z, Masters of Scale and How I Built This in particular), books (current favourite is The hard thing about hard things by Ben Horowitz), and visiting other locations where technology is driving change, including recent trips to China, NYC, Silicon Valley and Berlin. Andy lives in London with his Swedish wife and 3 young children.