Nikki Johnstone

Senior Associate, Allen & Overy LLP

Nikki Johnstone is a senior associate in A&O’s Banking Regulatory & FinTech practice in the firm’s London office.

Nikki is listed as an “Associate to Watch” in the 2020 Chambers FinTech Legal guide, with clients describing her as “’a highly trusted partner and ally,’ as well as having ‘razor-sharp legal expertise’ and ‘great strength and depth in financial regulatory work.’”

With a broad background in UK/EU financial services regulation, her practice focuses on advising digital banks, payment and e-money institutions, technology companies, online marketplaces and virtual currency players on the regulatory framework and contractual structuring of new products, geographical expansion and/or the impact of upcoming legislative change. Her advisory work covers a broad range of FinTech topics, including digital payments, FX, retail banking, consumer protection as well as new technologies including cryptoassets, stablecoins and distributed ledger systems. In addition to her advisory work, she regularly supports the firm’s transactional departments on fundraising and M&A projects for established and growth FinTechs.

Nikki has completed secondments to Apple Europe and the Financial Markets Law Committee. She is also a regular speaker on FinTech and innovation in the UK and across Europe.