Philip Rowan

Lead, Regulatory Innovation at Cambridge Centre for Alternative Finance, Cambridge Judge Business School

Philip leads the Cambridge Centre for Alternative Finance’s initiatives on regulatory innovation – regulatory responses to financial innovation. He works with financial regulators, central banks, governments and other development partners in their efforts to create enabling regulatory environments for financial innovation. Philip is also a leading authority on regulatory sandboxes and Innovation Offices. 

Philip was previously a regulator specialising in FinTech, competition policy and financial inclusion, focusing on enabling supportive regulatory environments for development. In his capacity as the International Lead at the UK Financial Conduct Authority’s Innovate initiative, he closely supported dozens of financial services regulators and governments in their efforts to promote innovation in financial services, including those in developing markets. 

During his time at CGAP Philip successfully advocated for the implementation of pro-innovation and pro-competition regulatory policies with regulators and competition authorities to promote financial inclusion. Philip has also served at the UK’s competition authority, the Competition and Markets Authority (CMA), where his work focused on improving competition in banking. 

Philip holds an MSc in Development Economics from the University of Oxford and a BSc in Economics from the University of Warwick.

About the Cambridge Centre for Alternative Finance (CCAF)

Established in January 2015 within the University of Cambridge’s Judge Business School, the Cambridge Centre for Alternative Finance (CCAF) is an international and interdisciplinary academic research centre. The Centre is widely regarded as a global leader in the creation of cutting-edge, academic and policy output centred on understanding how and why technology-enabled channels and instruments of finance emerge outside the traditional financial system, and how these developments impact regulators, incumbent financial institutions, non-financial firms and consumers.