Vertical: Financial Inclusion
Doreming’s mission is to resolve the vicious cycle of financial inequality and create a world where all workers can see a pathway to climb up the “Do-Re-Mi” music notes of their financial well-being, by their own diligent efforts and work ethics.
We develop a cloud-based HR & Payroll system, backed by Blockchain technology, integrated with existing banking & payment ecosystem. When workers clock out at work, our system debits daily payroll to personal digital wallet, by which workers can settle their purchase transaction at partnered retail shops.
We digitize & simplify the value-chain between payroll & wallet, allowing workers to tap into their accrued wages in real time. The digitization will promote transparency, and unleash the power of people with HR/payroll/purchase big-data as alternative credit history.