Alternative Finance, Financial Education and Inclusion
Oakam is a digital micro-lender helping underbanked, overlooked, consumers onto and up the credit ladder. We believe that the credit industry is broken for the growing number of consumers looking to access vital funds, that help them establish or improve their credit score. At Oakam, we’re challenging the status quo with a new model for consumer credit powered by the smartphone. Our digital, data-rich approach to micro-lending enables more personalised and inclusive credit scoring, that is lowering the barriers to affordable credit for those who need it most.