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RateSetter

Category
High-Growth

Vertical
Peer-to-Peer Lending

Location
London

Founded in 2010, RateSetter is the UK’s most popular peer-to-peer lending platform – more than 700,000 customers have used RateSetter to invest and to borrow.  RateSetter offers investors direct access to the risk and return from a portfolio of loans to creditworthy individuals and businesses.

RateSetter has pioneered a number of firsts in the P2P industry, most notably the concept of a Provision Fund which acts as a buffer against losses and has the effect of diversifying every investor’s exposure across the whole loan portfolio. The Provision Fund has ensured that every individual RateSetter investor has received every penny of capital and interest they expected without losing a penny.  It also makes it easy for investors to come and go from the platform, with access to money within one day on average.

RateSetter is the first peer-to-peer lending business to be awarded the prestigious Queen’s Award for Enterprise, specifically in recognition of its innovation in financial services.

Team Members

Jon Hodge

COO, RateSetter

Harry Russell

CFO, RateSetter

Rhydian Lewis OBE

Founder & CEO, RateSetter

Blogs

Queen’s Award for Enterprise a “tremendous honour”

Read

Fantastic first year for the RateSetter ISA!

Read

Upcoming Events

04
Feb
Shining a Spotlight on Digital Assets: DLT and the Future of Financial Services
Innovate Finance is delighted to invite you to our ‘Spotlight on Digital Assets: DLT and the Future of Financial Services’ event,...
10
Feb
Innovate Finance FinTech Investment Trends event
Location: Rise London, 41 Luke Street, Shoreditch, London, EC2A 4DP
Join Innovate Finance for an evening panel discussion at Barclays Rise on FinTech trends and investment highlights from the past...
18
Feb
FinTech Investment Trends Webinar
Location: Live Online
Listen to some of the most active venture investors in FinTech, the trends they are seeing across the landscape and...