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RateSetter

Category
High-Growth

Vertical
Peer-to-Peer Lending

Location
London

Founded in 2010, RateSetter is the UK’s most popular peer-to-peer lending platform – more than 700,000 customers have used RateSetter to invest and to borrow.  RateSetter offers investors direct access to the risk and return from a portfolio of loans to creditworthy individuals and businesses.

RateSetter has pioneered a number of firsts in the P2P industry, most notably the concept of a Provision Fund which acts as a buffer against losses and has the effect of diversifying every investor’s exposure across the whole loan portfolio. The Provision Fund has ensured that every individual RateSetter investor has received every penny of capital and interest they expected without losing a penny.  It also makes it easy for investors to come and go from the platform, with access to money within one day on average.

RateSetter is the first peer-to-peer lending business to be awarded the prestigious Queen’s Award for Enterprise, specifically in recognition of its innovation in financial services.

Team Members

Jon Hodge

COO, RateSetter

Harry Russell

CFO, RateSetter

Rhydian Lewis OBE

Founder & CEO, RateSetter

Blogs

Queen’s Award for Enterprise a “tremendous honour”

Read

Fantastic first year for the RateSetter ISA!

Read

Upcoming Events

09
Jul
Pitch360 2020 Live Final
Location: Virtual Events
IT’S BACK! Thought you’d missed out in 2020? Fear not, Pitch360 is back, but not as you know it! Join...
13
Jul
FinTech Investor Office Hours Week: 13 -17 July 2020
Location: Google Hangout sent after registering
  Innovate Finance and over 15 VC and CVCs have come together to take part in the FinTech Investor Office...
14
Jul
Building FinTech Bridges: Why cross-border collaboration is key to financial inclusion in SE Asia
Location: BrightTalk
With a population of 570 million and a GDP expected to grow to $4.7 trillion by 2025, the six largest...