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WiserFunding

Category
Startup

Vertical
SME Financing (Other)

Location
London

Wiserfunding is a London-based FinTech company specialised in assessing the credit risk of small and medium sized enterprises (SMEs). Through our online platform, we allow businesses looking to obtain finance or lenders and insurers looking to assess the risk of business applicants to get more accurate data in order to make better decisions quicker than ever before.

Wiserfunding provides SMEs across Europe with a credit score based on past financial history and a range of publicly available structured and unstructured data. We are honoured to have Professor Edward Altman as founder. Ed was one of the pioneers of credit risk analytics back in the 60s and inventor of the Z-score. Wiserfunding leverages on his skills and expertise to provide lenders, investors and SMEs with the most accurate, credible and independent risk assessment. Our team brings together the leading experts of SME modelling and SME financing from across the world. We have developed a new Z-Score, specific for SMEs, built on the foundations of Ed’s pioneer Z-Score model. Our unique models are segmented by country and industry sector to maximise their prediction power. Wiserfunding works closely, both with traditional sources of finance such as banks, new and alternative financing providers and insurance companies. Our ultimate objective is to become the market standard for SME risk assessment in Europe.

Team Members

Dr. Edward Altman

Board Member & Co-Founder

Dr. Gabriele Sabato

Co-Founder and CEO

Blogs

Shining A Spotlight on Financial Inclusion: Wiserfunding

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Upcoming Events

16
Oct
Matches Made in Heaven: FinTech Partnerships in Focus
What brings two FinTech companies together? Is it caused by contextual convenience or structural change of the industry as a...
17
Oct
Women in FinTech Workshop: How to Negotiate a Pay Rise or Package in 6 Easy Steps
Workshop Presenters: Camila Reed, Managing Director and Co-founder of Global Voice Sara Wachter, Managing Director and Co-founder of Global Voice...
31
Oct
FinTech Student Crawl
On the 31st of October, Innovate Finance will be running a student FinTech crawl in partnership with Broadgate, Cube, Funding...