London, UK

We are a team of people uniting behind one goal; to make buying a home fair. Unmortgage is for you if you can’t afford to buy the home that you can afford to rent.

Mortgages are debt and, with us, you’re not borrowing money. Instead, our investment partners buy your home with you in full.

If you can get a mortgage for a home you love – and an independent advisor confirms it’s a good decision – you should probably consider that. We’re looking to help people who can’t get a mortgage for the home they could easily afford to rent.

It’s different because, although you don’t immediately own 100% of the home, you can treat it as your own. Paint the walls, nail up pictures and get a pet.

It’s similar to renting because you pay rent on the part you don’t yet own.

Team Members

Hugh Boyle

CFO, Unmortgage

Ray Rafiq Omar

Founder & CEO, Unmortgage


Senior User Researcher
Location: UK
Location: London
Full Time
Data Scientist
Location: UK
Location: London
Full Time

Upcoming Events

Financial Inclusion Hack – A 48 Hour Hackathon to Bank the UnBanked
Location: Royal Bank of Scotland HQ 175 Glasgow Road, Edinburgh, EH12 9SB
Hosted by Founders of the Future : Powered by RBS and Innovate Finance According to the Financial Inclusion Commission, there...
Coffee & Croissants Member Meet Up
Join us at the Innovate Finance offices on Tuesday 25th June for a morning networking session where you will hear...
AI in Financial Services: Report Launch & Drinks Reception
Location: Pinsent Masons, 30 Earl Street London EC2A 4ES
Pinsent Masons and Innovate Finance would be delighted to invite you to the launch of our joint industry report, AI...