London, UK

We are a team of people uniting behind one goal; to make buying a home fair. Unmortgage is for you if you can’t afford to buy the home that you can afford to rent.

Mortgages are debt and, with us, you’re not borrowing money. Instead, our investment partners buy your home with you in full.

If you can get a mortgage for a home you love – and an independent advisor confirms it’s a good decision – you should probably consider that. We’re looking to help people who can’t get a mortgage for the home they could easily afford to rent.

It’s different because, although you don’t immediately own 100% of the home, you can treat it as your own. Paint the walls, nail up pictures and get a pet.

It’s similar to renting because you pay rent on the part you don’t yet own.

Team Members

Hugh Boyle

CFO, Unmortgage

Ray Rafiq Omar

Founder & CEO, Unmortgage


Head of Product
Location: UK
Location: London
Full Time
Data Scientist
Location: UK
Location: London
Full Time
Junior Property Specialist
Location: UK
Location: London
Full Time

Upcoming Events

Shining a Spotlight on Digital Assets: DLT and the Future of Financial Services
Innovate Finance is delighted to invite you to our ‘Spotlight on Digital Assets: DLT and the Future of Financial Services’ event,...
Innovate Finance FinTech Investment Trends event
Location: Rise London, 41 Luke Street, Shoreditch, London, EC2A 4DP
Join Innovate Finance for an evening panel discussion at Barclays Rise on FinTech trends and investment highlights from the past...
FinTech Investment Trends Webinar
Location: Live Online
Listen to some of the most active venture investors in FinTech, the trends they are seeing across the landscape and...