<h5></h5>
&nbsp;

&nbsp;

&nbsp;
<h5>eToro and OpenPayd partner to launch embedded finance proposition across Europe</h5>
London, UK – 27 September 2022 –  <a href="https://www.etoro.com/" data-saferedirecturl="https://www.google.com/url?q=https://www.etoro.com/&amp;source=gmail&amp;ust=1664353752918000&amp;usg=AOvVaw0y7a1MaXyUo3w0xSXiSm2M">eToro</a>, the world’s leading social investment platform, today announced a major partnership with Banking-as-a-Service infrastructure provider<a href="https://www.openpayd.com/uk" data-saferedirecturl="https://www.google.com/url?q=https://www.openpayd.com/uk&amp;source=gmail&amp;ust=1664353752918000&amp;usg=AOvVaw1OCanL0nhjNARe-C-SzlxE"> OpenPayd</a> to power eToro Money accounts throughout Europe. The partnership offers eToro’s customers a simplified, near-instantaneous payments experience.
eToro Money connects with an existing eToro investment account so that users can manage their funds in one place, and easily transfer them to and from their eToro investment account—including making instant withdrawals and deposits.
Teaming up with OpenPayd enables eToro to issue Euro virtual IBANs (International Bank Account Numbers), unique to each of its customers, and gives eToro access to SEPA Instant rails for the first time. The proposition is currently live in 12 countries and is being rolled out across Europe. As a result, eToro’s customers can now make deposits and withdrawals from their eToro Money accounts, quickly and securely.
OpenPayd’s bespoke API-based solution means that eToro can slash time spent on reconciliations, remove the possibility of human error and significantly speed up payment processing times. All of this is run across OpenPayd’s monitored and secure BaaS infrastructure.

<blockquote>
“This partnership is an example of embedded finance in action; it’s a significant evolution in how we build innovative financial services,” says Kreeson Thathiah, Director of Payments at eToro. “Working with OpenPayd – who’s platform and team has accommodated all of our needs – has been a pleasure. With every customer receiving their own virtual IBAN and access to the real-time European payment rails, SEPA Instant, we can ensure that funds are moving when, how and to whom they’re supposed to.”
</blockquote>
&nbsp;
<blockquote>
“eToro is changing the game for the trading community across the world, which is why we’re thrilled to be powering its product throughout Europe,” says Iana Dimitrova, CEO of OpenPayd. “Our infrastructure was built for use cases just like eToro Money. We strongly believe that embedding financial services in this way powers business growth, enabling any company to build new products, streamline operations and manage payments globally. This is what the future of financial services looks like”.
</blockquote>
- ENDS - 
NOTES TO EDITORS
About OpenPayd 
OpenPayd builds embedded finance and banking-as-a-service infrastructure that powers business growth.
With OpenPayd’s financial services infrastructure, innovative companies are building new products, streamline their operations and manage their payments on a global scale. The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts, FX, international and domestic payments, card acquiring and Open Banking services - all via a single API.
With a growing network of licences across the UK, Europe and North America, OpenPayd is providing the banking infrastructure digital businesses need to thrive.
For additional information on OpenPayd, please visit <a href="https://us-west-2.protection.sophos.com/?d=openpayd.com&amp;u=aHR0cHM6Ly9vcGVucGF5ZC5jb20v&amp;i=NjBmZDY2N2RiOGQzZTkwZjc0NzBmNmM5&amp;t=UG9mbnNXWUpIdXVtYmdNMW1qbXc1cmQxQjBVKzI2cFdTcS83UlY1VFlIQT0=&amp;h=f226c05d8fb7446e9b3fa7fd3f2147a3" data-saferedirecturl="https://www.google.com/url?q=https://us-west-2.protection.sophos.com?d%3Dopenpayd.com%26u%3DaHR0cHM6Ly9vcGVucGF5ZC5jb20v%26i%3DNjBmZDY2N2RiOGQzZTkwZjc0NzBmNmM5%26t%3DUG9mbnNXWUpIdXVtYmdNMW1qbXc1cmQxQjBVKzI2cFdTcS83UlY1VFlIQT0%3D%26h%3Df226c05d8fb7446e9b3fa7fd3f2147a3&amp;source=gmail&amp;ust=1664353752918000&amp;usg=AOvVaw2C7ODucRQZpsdV9ZrzlMDt">https://openpayd.com/</a>. 
About eToro
eToro is a social investment network that empowers people to grow their knowledge and wealth as part of a global community of successful investors.
eToro was founded in 2007 with the vision of opening up the global markets so that everyone can trade and invest in a simple and transparent way. Today, eToro is a global network of more than 25 million registered users who share their investment strategies; and anyone can follow the approaches of those who have been the most successful. Due to its simplicity users can easily buy, hold and sell assets, monitor their portfolio in real time, and transact whenever they want.
For further information, please visit <a href="https://www.etoro.com/" data-saferedirecturl="https://www.google.com/url?q=https://www.etoro.com/&amp;source=gmail&amp;ust=1664353752918000&amp;usg=AOvVaw0y7a1MaXyUo3w0xSXiSm2M">https://www.etoro.com/</a>

eToro and OpenPayd partner to launch embedded finance proposition across Europe

<h4></h4>
<h4></h4>
<h4>OpenPayd appoints 10x Banking’s Richard Given as Group General Counsel</h4>
London, UK – 21st September 2022 – <a href="https://www.openpayd.com/uk" data-saferedirecturl="https://www.google.com/url?q=https://www.openpayd.com/uk&amp;source=gmail&amp;ust=1663844014461000&amp;usg=AOvVaw2qAoXlKGgTNfEX-LhdKs8O">OpenPayd</a>, a leading global payments and Banking-as-a-Service (BaaS) platform has today announced the appointment of Richard Given as Group General Counsel, to oversee the group’s legal and regulatory work.
Richard brings to the role over 20 years of in-house experience across technology and financial services. His latest role, as General Counsel and Company Secretary at 10x Banking, saw him start as the company’s first lawyer and play a central part in scaling the fintech company from a small start-up to its industry-leading position today. Prior to 10x, Richard held the roles of Global Head of Legal for Worldwide Operations at HSBC and Legal Director of Emerging Markets at Cisco.
Given brings an in-depth understanding of legal, regulatory and transactional aspects of multiple sectors including, acquisitions, finance, media and technology. At OpenPayd, Richard will head up the legal team and join the executive team.
On the appointment of Given, Iana Dimitrova, CEO of OpenPayd said,

<blockquote>
“We are delighted that Richard has joined OpenPayd as Group General Counsel, and know that he will continue to promote OpenPayd’s collaborative culture and values as we strive to become the best BaaS provider for embedded financial services.”
</blockquote>
Richard Given, Group General Counsel, OpenPayd added, 

<blockquote>“I thrive on the challenge of rethinking the way companies can deliver legal services and I’m eager to continue to find new solutions and better ways to implement compliant technology processes at OpenPayd.”</blockquote>
ENDS
NOTES TO EDITORS
About OpenPayd 
OpenPayd is the leading embedded finance and banking-as-a-service infrastructure provider for the digital economy.
OpenPayd’s platform delivers a suite of banking and payments infrastructure: accounts, FX, international and domestic payments, card acquiring and Open Banking services - all via a single API. With a growing network of licences across the UK, Europe and North America, OpenPayd is providing the banking infrastructure digital businesses need to thrive.
For additional information on OpenPayd, please visit <a href="https://us-west-2.protection.sophos.com/?d=openpayd.com&amp;u=aHR0cHM6Ly9vcGVucGF5ZC5jb20v&amp;i=NjBmZDY2N2RiOGQzZTkwZjc0NzBmNmM5&amp;t=UG9mbnNXWUpIdXVtYmdNMW1qbXc1cmQxQjBVKzI2cFdTcS83UlY1VFlIQT0=&amp;h=f226c05d8fb7446e9b3fa7fd3f2147a3" data-saferedirecturl="https://www.google.com/url?q=https://us-west-2.protection.sophos.com?d%3Dopenpayd.com%26u%3DaHR0cHM6Ly9vcGVucGF5ZC5jb20v%26i%3DNjBmZDY2N2RiOGQzZTkwZjc0NzBmNmM5%26t%3DUG9mbnNXWUpIdXVtYmdNMW1qbXc1cmQxQjBVKzI2cFdTcS83UlY1VFlIQT0%3D%26h%3Df226c05d8fb7446e9b3fa7fd3f2147a3&amp;source=gmail&amp;ust=1663844014461000&amp;usg=AOvVaw0XnI7bIBrt83hyYTMp2JJI">https://openpayd.com/</a>. 
Press contact:
Ryan O’Leary/Tilson Pinto
CCgroup for OpenPayd
<a href="mailto:OpenPayd@ccgrouppr.com">OpenPayd@ccgrouppr.com</a>

OpenPayd appoints 10x Banking’s Richard Given as Group General Counsel 

By <a style="color: #4bbb87;" href="https://www.openpayd.com/">OpenPayd</a>

--
Senior appointment will help OpenPayd to accelerate rapid growth
LONDON, England – 05 May 2020: <a href="https://www.openpayd.com/">OpenPayd</a>, the API-led Banking-as-a-Service provider, today announces the appointment of Digby Try as the new Head of Sales. With over two decades of cross-border payments experience, Digby will bring invaluable insight to the team driving OpenPayd’s next phase of growth.

Prior to joining OpenPayd, Digby was Vice President of EMEA Sales at Currencycloud. In his seven-year tenure, Digby was responsible for developing and leading the company’s sales strategy—creating the highly effective sales team that were responsible for delivering many marquee accounts. Under his guidance, Currencycloud continually landed new business and enjoyed consistent revenue growth.

Digby’s extensive experience and payments expertise will be instrumental in directing OpenPayd’s sales strategy, as the company unlocks banking and payments for businesses. Digby will not only shape the company’s plans for expansion but implement an ambitious sales plan to further the company’s growth. 

“As sky-high consumer expectations continue to put pressure on payment systems within businesses, we continue to alleviate this pressure by making things simple. With Digby’s knowledge of the industry, and growth mindset we’ll ensure businesses globally benefit from simpler payments infrastructure” said Iana Dimitrova, CEO of OpenPayd. “Having Digby on-board will propel our growth within the market.  

Digby has over 20 years’ experience in transforming the global payments landscape. During his tenures at XE.com, Moneycorp, and Currencycloud, he has been consulted and advised on the implementation of new products that will change the market dynamic, as well as delivering countless successful growth strategies.

“Despite the challenges all businesses are facing right now, it’s an exciting time to join OpenPayd,” said Digby Try, Head of Sales at OpenPayd. “I’m looking forward to working with a passionate executive team to bring OpenPayd’s impressive suite of services and technology to more customers.” 

-ENDS-

About OpenPayd

OpenPayd is a digital Banking-as-a-Service platform, dedicated to improving and simplifying access to payments and banking. Its services can be integrated through a single API and are supported by a network of licenses across UK, Europe, USA, Canada and others.

The platform enables businesses such as marketplaces, PSPs, fintechs and crypto wallet operators, looking to streamline collection of funds and payouts to benefit from virtual IBANs in multiple currencies, access to local and international payment networks, wholesale FX, and card processing capabilities.

For additional information on OpenPayd, please visit <a style="color: #4bbb87;" href="https://openpayd.com/">https://openpayd.com/</a>

Press contact:

Alice Pedder / Zoe Crichton 

CCgroup for OpenPayd

+ 44 203 824 9200

<a style="color: #4bbb87;" href="mailto:OpenPayd@ccgrouppr.com">OpenPayd@ccgrouppr.com</a>

OpenPayd bolsters team with former VP of Sales at Currencycloud

OpenPayd is opening up banking and payments for businesses globally, through its modular technology platform. It offers businesses customisable solutions across any combination of accounts, payments, FX and managed services modules. All products are underpinned by a global network of licences.
OpenPayd is headquartered in London and provides its banking and payments services through a network of affiliated companies, whose corporate presence extends to Malta, USA, Turkey, Bulgaria, Amsterdam, Hong Kong, Singapore and Brazil.

OpenPayd

OpenPayd is opening up banking and payments for businesses globally, through its modular technology platform. It offers businesses customisable solutions across any combination of accounts, payments, FX and managed services modules. All products are underpinned by a global network of licences.
OpenPayd is headquartered in London and provides its banking and payments services through a network of affiliated companies, whose corporate presence extends to Malta, USA, Turkey, Bulgaria, Amsterdam, Hong Kong, Singapore and Brazil.