Wiserfunding

Wiserfunding is a London-based credit analytics platform that helps small and medium enterprise (SME) lenders strengthen the size and health of their portfolios.

Our solutions provide the fastest, most accurate analytical tools that enable lenders to screen, underwrite, monitor, and manage their portfolios with transparency and ease. Customers at a variety of lenders, from neobanks to asset managers to embedded lenders, use Wiserfunding to scale their credit decisions while reducing costs from provisions, losses, and operations.

Using industry-specific credit models tailored to SMEs, our insights are grounded in five decades of academic research at the forefront of SME credit risk, unifying data from an array of public, private, and unstructured datasets that yield the most comprehensive view of a company’s creditworthiness.

Wiserfunding was founded in 2016 by Dr. Gabriele Sabato and Dr. Edward Altman, founder of the Altman Z-Score, to help address the $5tn funding gap to SMEs. Backed by BGF, the UK and Ireland’s most active growth investor, Wiserfunding supports over 60 clients who have lent £3bn+ across 3 continents.