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Phil Garner

Head of Innovation, Group Transformation, Lloyds Banking Group

Philip is passionate about helping organisations explore, interpret and adapt to their changing industry landscape. Over the past ten years he has pursued this interest within Financial Services, helping Lloyds Banking Group transform itself in response to an array of technological, competitive and regulatory changes. He is currently Head of Innovation, leading a team that is focused on developing future business models, enabling fintech partnering and investigating emerging technologies for Lloyds.

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John Chambers | Managing Director